Gabe Sanders & Susan Maxwell
TREASURE COAST FLORIDA HOMES Gabe Sanders & Susan Maxwell

Enhancing Curb Appeal


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Copyright 2010 NATIONAL ASSOCIATION OF REALTORS®


Tips to Get Your Home Sold


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Copyright 2010 NATIONAL ASSOCIATION OF REALTORS®


Tips for Buying Your Next or First Home


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Copyright 2010 NATIONAL ASSOCIATION OF REALTORS®


Real Estae News and Information



Florida Realtors® News
Pending home sales rise9/2/2010 1:33 AM
As the homebuyer tax credit expired, pending home sales dropped; but the numbers switched direction in July, rising 5.2%.
Fla. consumer confidence up 1 point9/1/2010 1:48 AM
The good news: Floridians' confidence has not fallen appreciably in a year. The bad news: It also hasn't gone up.
When insurers stop writing insurance8/31/2010 2:45 AM
Insurers stop issuing property policies when a hurricane nears Fla., causing many buyers to postpone a scheduled closing.
HUD awards $312M in disaster recovery grants8/30/2010 2:21 AM
Fla. will receive $26.6M to reduce the toll of future disasters by funding hurricane mitigation projects and improving homes.
DocuSign electronic signature service now available in Form Simplicity8/26/2010 1:52 AM
Completing a transaction just got easier for Form Simplicity users with the integration of electronic signatures.
Florida Realtors Legislative Forum: Gov. and U.S. Senate candidates to appear8/26/2010 1:57 AM
On Aug. 26 from 5-6:30 p.m.; it's 1st event after the primary with all the successful Fla. gov. and U.S. Senate candidates.
Fla. insurance head seeks sinkhole data8/26/2010 2:09 AM
Are there more Fla. sinkholes or just more insurance claims? Fla. aims to find out since it impacts property coverage costs.
Form Simplicity signs agreement with tax data provider8/25/2010 3:11 AM
Florida Realtors Form Simplicity signed an agreement with a tax data provider to give users access to public record data.
RPAC candidates win in uncertain election8/25/2010 4:42 AM
Florida Realtors members have input into each and every legislative, congressional and cabinet election.
Florida real estate professionals receive $16 million from special BP fund8/23/2010 1:37 AM
Real estate licensees may start filing claims for loss of income and sales today.
Homeowner confidence in real estate market dips8/20/2010 3:21 AM
30% think home values will rise locally in short term; 28% think values will decline; 5% expect to list in next six months.
Some guarantee will survive Fannie, Freddie8/20/2010 3:30 AM
NAR: Conference experts generally agreed that gov't must continue to back the mortgage market via Fannie/Freddie and FHA.
1 out of 4 renters never plans to own a home8/19/2010 1:53 AM
An online survey finds a chink in the American Dream, and buyers have lowered their ideal-size expectations.
Fla. Supreme Court considers Amendment 38/19/2010 4:40 AM
A judge earlier removed amendment that offers a property tax break to new owners and lowers the commercial assessment cap.
Facing foreclosure? New Fannie Mae website helps consumers find options8/16/2010 1:16 AM
Fannie Mae's KnowYourOptions.com outlines choices and provides guidance on how to work with a mortgage company.
FSU real estate program No. 2 in world8/13/2010 2:21 AM
The university ranks internationally for the amount of faculty research, a key indicator of academic quality; UF is No. 3.
NAR: Homeownership, stable communities linked8/13/2010 2:31 AM
Homeowners are active in their communities, happier than renters and their children do better in school.
Study: Let private market set property insurance rates8/13/2010 2:32 AM
The Fla. Chamber found that many residents worry about property insurance instability; say coastal owners should pay more.
New law helps military spouses8/12/2010 3:10 AM
Military spouses have fast track to a Fla. license under a new law, and DBPR just licensed its first real estate broker.
Senate president wants answers from Citizens8/12/2010 3:12 AM
Atwater asks Fla.-owned insurer to justify its contracting practices; threatens to increase state oversight if necessary.

Important Mortgage Information


 

On Wednesday, September 23, 2009, the Federal Open Market Committee announced that the Federal Reserve will purchase a total of $1.25 trillion of agency mortgage-backed securities and up to $200 billion of agency debt. The Committee will gradually slow the pace of these purchases in order to promote a smooth transition in markets and anticipates that they will be executed by the end of the first quarter of 2010.
 
Translation:  Look for thirty year fixed rates to start rising after the first of the year.
 
To implement these decisions, agents acting on behalf of the Federal Reserve Bank of New York's Open Market Trading Desk will gradually reduce the average weekly purchase amounts of agency mortgage-backed securities, starting with purchases conducted during the reporting week beginning Thursday, September 24, 2009. Additionally, the Open Market Trading Desk will gradually reduce both the size and frequency of individual agency debt purchase operations, with the frequency of agency debt purchases remaining, on average, once per week before declining to once every two weeks at some point during the first quarter of 2010. All other terms of the purchase programs remain unchanged
 

Housing affordability is highest since 1988


A new index by the National Association of Realtors shows that many more people can afford to buy a home today, more people, in fact, than in more than the previous 20 years. It recently set the affordability index at 158.8.

That means a household earning the median family income of $61,058 would have 158.8 percent of the qualifying income to purchase the median-priced existing single-family home ($174,700) with a 20 percent down payment.

When buying that particular home, after a 20 percent down payment, the monthly payment on a 30-year mortgage at 5 percent interest would be about $750 per month.

When buying a home for $100,000 with a 20 percent down payment, the monthly payment on a 30-year mortgage at 5 percent interest would be about $430 a month.

Many homes in various parts of the country could be purchased for $75,000. With a 20 percent down payment, the monthly payment on a 30-year mortgage would be only $322.

Homes can often be purchased with a down payment of less than 20 percent, but the buyer would have to take mortgage insurance, which raises the amount of the monthly payment.

Still, there hasn't been a better time to buy a home in many years.


Martin County Florida Ranked 11th Best Family-Friendly County In America


 

Martin County has been recognized as one of the top family-friendly areas in the country, according to Forbes magazine.

Forbes judged every county in the country with more than 65,000 residents and named Martin County the 11th best place in America to raise a family.

Martin County has been named 11th best county in the country from all counties with a population of over 65,000 residents, by Forbes Magazine.  Martin County on Florida’s Treasure Coast has long boasted the best school system in Florida and a wonderful climate and setting for families.

Forbes periodically ranks communities for different factors. The Port St. Lucie area was listed in April as one of the best for job growth, based on economic information gathered over the last five years.

The magazine used the following ranking criteria:

Schools: Top-ranked counties had high test scores and graduation rates and less than half their school budgets came from property taxes. Martin County schools usually rate among the best in the state.

Quality of life: Low crime rates, short commutes and good air quality mattered. Martin County's crime rate is lower than the surrounding counties.

Cost of living: The best counties had relatively low housing prices and high per capita income. Martin County has the highest per capita income on the Treasure Coast

Link to the full story from Forbes Magazine

 


Are You Ready for Hurricane Season?


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Copyright 2010 NATIONAL ASSOCIATION OF REALTORS®


  
For Information, Help or Advice about Stuart Florida Real Estate, Contact Gabe or Susan
at any time.  We will prompltly answer all questions or information requests.
Thank you for visiting. Please come back soon!
 


***********
 

 

Gabe Sanders

Address:

2 N Sewalls Point Rd.

Stuart, Florida

34996

United States

Susan Maxwell

Email Gabe
 

Fax: 1-888-521-5674

Email Susan
 

Phone: (772) 323-6996

Toll Free: 1-866-899-7977

Phone: (772) 486-4642

 
 
 
 
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